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Auto Loans

Whether you're buying your first car, moving to a more family-friendly vehicle or upgrading to a more stylish ride Royal Bank has competitive and flexible financing options to fit your needs. We understand that not every situation is the same, so we work with you to understand your goals and determine options to reach them.

We offer:

Frequently Asked Questions When Purchasing a Vehicle

How much can I afford?
How much you can afford depends on your income, expenses and ability to repay the loan. A member of the Royal Bank lending team can help determine an amount that is right for you. You can also access our convenient loan calculators to help determine what you can afford.
What rate and terms do you offer?
There are many variables to consider when determining both interest rates and terms, including credit score and age of the vehicle. We work closely with you to determine a feasible monthly payment and repayment options that fit your unique needs and goals. Contact a member of our lending team today to discuss  your vehicle loan.
Can I be pre-qualified before purchasing a vehicle?
Yes. By applying for a loan now, we can help you determine your price range. You'll be able to approach the bargaining table with added confidence and ready to make a deal.
What are your financing requirements?
We provide flexible financing options. Whether you choose to purchase your vehicle from a private seller or from a dealership, we offer competitive financing options.
What will you accept as down payment for an auto loan?
Royal Bank auto loan terms are flexible. You can use your savings or draw from another source to make a down payment. Consult a member of our lending team to discuss your options.


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