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Certificates of Deposit

A Royal Bank Certificate of Deposit (CD) is a federally insured option for investing money in a product that offers fixed rates, variable term options and is eligible for FDIC insurance coverage up to the legal limit. CDs tend to offer higher interest rates than traditional savings accounts.

Contact your local branch today to obtain current rate information.

Certificate of Deposit

Minimum Deposit $500
Terms 91 day, 182 day, one year, two year and three year
Features May pay higher interest rates than other savings accounts
Interest Earned Interest earned is determined by the interest rate and term of the deposit
Interest Rate Rates vary based on the market

Early withdrawal penalty applies.

MED (Medical, Educational, Disaster) Certificate of Deposit

Minimum Deposit $1,000
Terms One year, three year
Features Funds may be withdrawn without penalty for medical, educational and disaster purposes
Interest Earned Interest earned is determined by the interest rate and term of the deposit
Interest Rate Rates vary based on the market

Early withdrawal penalty applies.