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Home Equity

Turn the equity in your home into cash today! With a home equity loan from Royal Bank, receive funds easily and quickly to use for long-term or short-term life goals. Enjoy low upfront costs with flexible terms and repayment options.

Our team of experienced and award-winning lenders take the time to understand your individual goals, educate you on available options and work with you to find a fitting financial solution. In addition, decisions are made locally so your financial information stays local and decisions are made fast.

With a home equity loan from Royal Bank, the possibilities are endless.

Royal Bank provides you the option of a Home Equity Line of Credit (HELOC) or Home Equity Loan.

Home Equity Line of Credit Home Equity Loan
This is a loan secured by real estate property that allows you to receive cash up to a limit that represents a maximum percentage of your equity in a property. Money can be borrowed up to the limit and paid down as many times as you need. You can pay as little as just the interest on the loan, or make monthly or lump-sum payments. This is a loan secured by a subordinate mortgage on your principal residence, generally to be used for a non-housing expenditure. A traditional home equity loan provides lump-sum proceeds at the time the loan is closed and is paid back in set monthly increments.

Contact a member of our lending team today to learn more.

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